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Terms:
Annual Percentage Rate (APR) for purchases
A 0% fixed APR for the first 12 billing cycles following the opening of your account.
Balance Transfer APR:
Elite and Premium Pricing: A 0% fixed APR for the first 12 billing cycles following the opening of your account.
Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00 nor more than $99.00