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IDB note: 5% cashback rate corresponds to the value of a gift card that can be exchanged for 10,000 and above ThanYou points. See available gift cards here.
Terms:
Through the reward program, cardholders earn five points for every dollar spent on purchases made at supermarkets, drugstores, and gas stations for the first twelve months of cardmembership, one point thereafter, and one point for every dollar spent on all other purchases. Cardholders receive 6,000 bonus points after $100 in purchases are made within the first three months, which can be redeemed for a $50 gift card.
