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Terms:
0.00% for the first 6 billing cycles for balances transferred with this application
No Balance Transfer Fees for balances transferred with this application
Platinum: $0.00 the first year and every year that you charge at least one purchase to the account, otherwise $40.00
Platinum (Alternative Pricing): $0.00 the first year and every year that you charge at least one purchase to the account, otherwise $40.00; Or $29.00, depending on your credit history at account opening.