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[jhandy]

WooHoo! Checking from Citizens Bank Minnesota offers:

- 6.01% APY on balances up to $25,000
- 1.01% APY on balances above $25,000
- 0.25% APY if requirements are not met
- ATM refunds up to $25 per cycle when requirements are met
- No minimum balance
- No monthly fees

Monthly Requirements:

- 10 check card transaction
- One direct deposit or automatic payment
- Receive electronic statement