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Terms:
Balance Transfer and Convenience Check Charge: During the first twelve billing cycles: 3% of the amount of each transfer or check, $5 minimum, $50 maximum. After the first twelve billing cycles: 3% of the amount of each transfer or check with a minimum fee of $5.
The 0% introductory Annual Percentage Rate (APR) on Balance Transfers and Convenience Checks is applicable for the first 12 billing cycles after the account is opened and requires that timely payments are received. Please see the Terms and Conditions for the Farm Bureau Bank World MasterCard for additional information including the allocation of payments, the APR for Purchases, the APR for all new and outstanding Balance Transfers and Convenient Checks after the introductory period, the APR for Cash Advances, and the Default APR that will apply to all new and outstanding balances (including any introductory rate balances) if your payment is received late, you exceed your credit line, or your payment is not honored by your bank. There is a fee for Balance Transfers and Convenience Checks (see Terms and Conditions for more information).
