Account subject to approval. Limit 1 per person. $50 bonus cannot be used as opening deposit. Bonus will be paid at the end of the statement cycle when 10 deposits/withdrawals are made within the second statement cycle and will be reported to the IRS as interest income. If account is closed prior to 6 months, $50 will be charged against the account. Terms and conditions subject to change at any time. See personal banker for complete account details.