LINK
yet another link
Terms:
0% fixed APR on balance transfers for 12 months.
Balance Transfer fee: 3% of the amount of each Balance Transfer transaction ($10 minimum, $99 maximum).
0% fixed APR for 12 months from the Account Opening Date ("Account Opening") on balance transfer transactions; thereafter your variable Standard Purchase Rate applies to any outstanding balance. Balance Transfer transactions must occur within three months of Account Opening to receive the promotional rate. The 0% fixed promotional APR applies only to balance transfers, and balance transfers and purchases made by using the Promotional Convenience Checks that arrive with your Welcome Kit ("Welcome Kit checks"), and not to card purchases or cash advances. Welcome Kit checks used three months after Account Opening, to do a balance transfer or make a purchase, will post to your account at the Standard Cash Advance APR. The fixed promotional rate may increase if your account is consistently past due or you make your monthly payments late. See "Rate and Fee Information" in the link provided above. Promotional rates end 12 months after Account Opening.
