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*For consumers only. Minimum deposit to open is $10. New checking account must be opened with new money to OneUnited Bank. Eligible accounts must be in good standing and must receive a new recurring direct deposit of a payroll, social security check, or other external recurring deposit at least monthly for three consecutive months within the first 150 days of account opening. $50 will be deposited into your account automatically within 30 days of meeting all the eligibility requirements. Limit one $50 bonus per customer. This offer cannot be combined with any other promotional offer from OneUnited Bank. This promotional offer expires on 12/31/09 and all eligibility requirements must be met by that date including the three monthly consecutive deposits. $50 bonus is subject to 1099 MISC reporting. This promotion is not available for interest bearing checking accounts. Free Visa Debit Card and Bill Pay for consumers who qualify.