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[markber]

You can get $20 for opening Virtual Bank eMoney Market account (2.10% APY as of 01/05/2004) if you do this via a referral invitation. You have to open an account within 30 days after you receive an invitation. See more details of the referral program below. If you need a referral invitation, send me a request to [email protected].

Note: the Virtual Bank referral form requires you first and last names and email address.


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To earn the $20.00 you must open your eMoney Market account using the link above by XXXXXXXX. Sorry, this offer is not available if you are an existing Virtual Bank accountholder. The $20.00 will be deposited into your eMoney Market account when you open it with an electronic ACH Transfer from your local bank. The $20.00 will not be available for withdrawal for 30 days and will be reported as interest on your 1099INT.

What's the catch? There isn't one! Virtual Bank wants to encourage you to open an eMoney Market account and the $20.00 is our way of welcoming you to the Bank. Let us show you the benefits of saving online.

Thank you, and we look forward to having you as a client!

*Annual Percentage Yield(APY) effective July 29, 2003. $100 minimum opening balance. Rate and offer subject to change without notice.