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Terms:
Introductory 0% APR only for Balance Transfers* and Direct Deposits for your first 15 billing cycles. (Transactions that are subject to the Intro APR will receive a 3% transaction fee, no less than $10. Standard fees apply after the Intro APR ends.
Fee for Balance Transfers and Direct Deposits that are subject to the Introductory APR: 3% of each such transaction (minimum $10)