Offer is available to individuals and small businesses without a TCF Checking account in the past 90 days. $25 minimum to open a TCF Totally Free Checking account, $100 minimum to open a TCF Free Business Checking account. Account must meet all account opening requirements to qualify. This is a limited time offer. TCF reserves the right to substitute a premium of equal value or change the offer at any time. The value will be reported to the recipient as interest income on Form 1099-INT. Customer is responsible for all applicable taxes. If opening the account in a TCF Branch in AZ, CO, MN or MI, cash will be credited into the appropriate account by the Business Day following the date the account was opened. If opening the account in a TCF Branch in IL, IN or WI, cash will be credited into the appropriate account on the date of account opening. If opening the account online, please allow up to 4 weeks for the credit to post to your account. A minimum opening deposit of $100 is required to qualify for the $50 cash offer in Arizona. Certain restrictions may apply. See a TCF Representative for details.