Requirements:
estatements
direct deposit or debit
10 debit card transactions OR $1000 in purchases with the debit card
If the requirements are met, then the interest rates are
3.56% for balances upto 25k
0.70% on balances over 25k
If requirements are not met, then the interest is 0.05%
(Compared to the eChecking, which requires direct deposit and only earns 0.05% on balances over 2.5k, I called MCU to convert to the MCU Checking)
Depositing money to the CU is pretty easy since the expressTeller feature (you can scan your checks at home!) and they have various Service Centers people can reach.
For more details
https://www.mcuonlin.../checking.shtml