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4% APY checking * - Liberty National Bank : SuperSmart Checking, up to 25,000 account balance, 25 Debit Card transactions, Direct Deposit, E-statements and sign up for Bill Pay; Last update - 1/29/11

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#1 markber


    1 billion bucks

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Posted 30 January 2011 - 04:43 AM



Note: ... not sure if this bank offers accounts only locally or nationwide. If you know, please share.


Certain restrictions may apply. The minimum deposit to open the account is $25.00. To open up a checking account with Liberty National Bank, customers must be within our primary market area. APY refers to Annual Percentage Yield. To earn 4.01% APY for the SuperSmart Checking you must do 25 Debit Card transaction, Direct Deposit, E-statements and sign up for Bill Pay. To earn 3.01% APY for the Smart Checking you must do 15 Debit Card Transactions, Direct Deposit, receive an E-Statement and sign up for Bill Pay. If you do not meet these requirements, then you will earn .10% APY. The APY indicated is accurate as of 2/2/09 and is subject to change without notice. There is an $8.00 a month fee for SuperSmart Checking, which could reduce the earnings on the account. The $8.00 fee is waived if 40 Debit Card Transactions are made during a statement cycle. If the SuperSmart checking exceeds a balance of $25,000 and the Smart checking exceeds a balance of $15,000, you will receive a .50% APY. We have a wide variety of checking accounts, with a variety of options and services to better meet your personal and business checking needs. These accounts include a Free Checking Account, our Club Gold Account and our new High Interest SuperSmart and Smart Checking Accounts.