To get 5.01% APY do the following each month:
* Make a minimum of 12 check card purchases
* 1 direct deposit or automatic payment
* Enroll in eStatements via online banking
Reward rate 5.01% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 1.01% APY paid on the portion of the balances above $25,000 each cycle the qualifications are met. ATM fee refunds nationwide each cycle qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning 0.10% APY; however, it will not receive ATM fee refunds for that time period. Rates as of May 15, 2009 and are subject to change. Account available to residents of Missouri and Arkansas only. Minimum to open account is $100. No minimum balance required and no monthly service charge. Available to personal accounts only.