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Terms:
This is our new interest bearing checking account including ATM fee refunds nationwide. To receive the high Annual Percentage Yield (APY) and ATM fee refunds nationwide, you must perform the following qualifications each monthly statement cycle:
1. Make 10 VISA Check Card purchases
2. Set up one ACH Direct Deposit or one ACH debit required
3. Enroll and receive Electronic Statements (valid email address is required)
4. Access online banking (Web-24)
Earn nationwide ATM fee refunds each cycle the qualifications are met. Your refunds will be posted on the last day of the statement cycle, if qualified.
4.25% Annual Percentage Rate (APR), 4.33% Annual Percentage Yield (APY) paid on balances between $.01 and $10,000 and 1.00% APR, 1.00% APY paid on the portion of account balances over $10,000 for each monthly statement cycle if the qualifications are met.
If you do not meet the qualifications during a monthly statement cycle, your account will still function as a free checking account earning 0.10% APY and you will not receive ATM refunds for that time period.
Rates subject to change after account is opened. A minimum balance of $50 is required to open this account. Available for personal accounts only. No regular monthly service charge. Annual fee may apply to Visa Check Card. Other restrictions may apply.
Membership:
To join the credit union, you must first be in the field of membership of Coastal Community And Teachers Credit Union. What this means is, you must be employed by one of the organizations, live or work in Nueces, San Patricio, Aransas, Kleberg, Jim Wells or Duval County, or attend school at one of the colleges/university specified in our field of membership.
Membership in the Coastal Community And Teachers Credit Union is a lifetime benefit for employees and/or residents in the Credit Union Field of Membership. (See Field of Membership for qualified individuals.) Your immediate family and household are also eligible. "Immediate family" is defined as Spouse, Child, Sibling, Parent, Grandparent, Grandchild, Stepparent, Stepchildren, Stepsiblings, and Adoptive relationships.
The Credit Union philosophy is "Once a member, always a member." What this means to you as a member, is once you join the Credit Union, you can maintain your membership even if you change employers or move, as long as you maintain a minimum balance of $5 in your savings account and remain in good standing with the Credit Union.
CCATCU FIELD OF MEMBERSHIP:
A-1 OFFICE CLEANING COMPANY
ACKLEY & SHEEHAN, ATTORNEYS AT LAW
AGUA DULCE ISD
ALAMEDA SCHOOL & CHILD CARE (formerly Patty Cake School)
ANNAVILLE TRANSMISSIONS, INC.
ARANSAS COUNTY (people who live or work in)
ARANSAS COUNTY ISD
ARLINGTON HEIGHTS CHRISTIAN SCHOOL
BANQUETTE ISD
BAY HEATING AND AIR CONDITIONING CO.
BISHOP CONSOLIDATED ISD (Coastal Bend Youth City)
BRIGHTON PARK BAPTIST SCHOOL
CALALLEN ISD
CITY OF ROBSTOWN EMPLOYEES
COASTAL PLAIN STATE-OPERATED COMMUNITY SERVICES (Div. Of MHMR)
COGGIN MEMORIAL SCHOOL
COMMUNITY BLOOD BANK
CORPUS CHRISTI CHRISTIAN SCHOOL
CORPUS CHRISTI COUNTRY CLUB
CORPUS CHRISTI ISD
CORPUS CHRISTI MEDICAL CENTER-BAY AREA (who work in Corpus Christi, TX)
CORPUS CHRISTI MEDICAL CENTER-DOCTORS REGIONAL
CORPUS CHRISTI ROADRUNNERS, INC.
CORPUS CHRISTI STATE SCHOOL
DAVID L. PERRY & ASSOCIATES AND EDWARDS & TERRY
DAVID WICKS MEMORIAL SCHOOL
D.B.G. HOME HEALTH, INC. (who work in or are paid or supervised from Alice, TX)
DEL MAR COLLEGE (faculty and students)
DIOCESE OF CORPUS CHRISTI CATHOLIC SCHOOLS
DRISCOLL ISD
DUVAL COUNTY (people who live or work in)
EDUCATION SERVICE CENTER, REGION II
EVERHART OCCUPATIONAL MEDICINE CLINIC
FAITH CHRISTIAN SCHOOL
FIRST BAPTIST CHURCH SCHOOL
FIRST CHRISTIAN KINDERGARTEN-DAY SCHOOL & CHILD CARE CENTER
FIRST UNITED METHODIST CHURCH-BINSON MORRIS CHILDREN'S CENTER
FLOUR BLUFF ISD
FREER FEDERAL CREDIT UNION MEMBERS (on record as of 04/09/93)
GONZALEZ HEALTH-CARE SYSTEMS, INC. (who work in Alice, TX)
HILB, ROGAL AND HAMILTON COMPANY OF CORPUS CHRISTI (formerly W.L. DINN & COMPANY)
HOMESTYLE HEALTH CARE, INC.
HUMANA HEALTH CARE PLANS
J.I. HAILEY, INC.
JIM WELLS COUNTY (people who live or work in)
KLEBERG COUNTY (people who live or work in)
LONDON ISD
LYNNHAVEN NURSING CENTER, INC. & SUNNYBROOK HEALTH CARE CENTER
MASSEY BUSINESS COLLEGE
MAVERICK ENGINEERING COMPANY
MAVERICK MARKETS (under Coastal Corp. as of 2/6/97; no longer in our FOM)
MONTESSORI SCHOOL OF CORPUS CHRISTI
NUECES COUNTY (people who live or work in)
ORANGE GROVE ISD
P.A.D.R.E.S.
PARKDALE BAPTIST SCHOOL
PARKSIDE MEDICAL SERVICES CORPORATION
PEPSI COLA BOTTLING COMPANY
PETER PAN DAY SCHOOL
PHYSICIANS AND SURGEONS HOSPITAL OF ALICE, L.P. (formerly Alice P&S Hospital)
PORT ARANSAS ISD
REHABILITATION HOSPITAL OF SOUTH TEXAS
ROBSTOWN ISD
ROBSTOWN UTILITY SYSTEMS
SAN PATRICIO COUNTY (people who live or work in)
SOUTH TEXAS PUBLIC BROADCASTING SYSTEM
SOUTHEAST TEXAS TECHNICAL INSTITUTE
SOUTHERN BUSINESS SCHOOL
SOUTHSIDE COMMUNITY HOSPITAL
ST. JAMES EPISCOPAL SCHOOL
ST. LUKE UNITED METHODIST DAY SCHOOL
TERMINAL TRANSPORTATION, INC.
TEXAS A&M UNIVERSITY - CORPUS CHRISTI (faculty & students)
TEXAS A&M UNIVERSITY - CORPUS CHRISTI ALUMNI ASSOCIATION*
TEXAS A&M UNIVERSITY RESEARCH & EXTENSION CENTER
THOMAS-SPANN CLINIC, P.A.
TPT, INC.
TRAVIS BAPTIST SCHOOL
TRIARCH CORPORATION
TRINITY LUTHERAN SCHOOL & CHILD DEVELOPMENT CENTER
TULOSO-MIDWAY ISD
WEST OSO ISD
WRIGHT MATERIALS, INC.
YORKTOWN CHRISTIAN ACADEMY
