Offered for new iQ Checking Accounts. New members will receive a $50 deposit into their checking account 61 days after the account is opened provided none of the required iQ Checking Account services are dropped during the required period. Depending on the account you open, your checking account may pay no dividends, or pay dividends up to 1.25% Annual Percentage Yield (APY). Required minimum balances range from zero to $25,000. Fees may reduce earnings and APYs for dividend paying accounts are variable and may change after an account is opened. Rates current as of 6/15/09. Payment of taxes on all interest and reward earnings is the responsibility of the recipient. Membership restrictions apply. This credit union is federally insured by the National Credit Union Administration. **Allows for unemployed or student status.