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Terms:
Earn 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months; and 1 point for every $1 you spend thereafter and for all other purchases. 5% cashback rate assumes redemption of 10,000 points for a $100 gift card via ThankYou Network.
Get 6,000 bonus ThankYou Points when you make $300 in purchases within the first 3 months –enough for a $50 gift card!
Length of your introductory period will be 0% for 15 months from the date of account opening on purchases and balance transfers. After the introductory period ends, your standard APR for purchases will be applied to unpaid promotional balances and new purchases. The standard variable APR for purchases for the Citi ThankYou Preferred Card is 12.99%, 16.99%, or 20.99% in that order based on your creditworthiness. If you are approved for the Citi ThankYou Card, the standard variable APR for purchases will be 20.99%. The standard variable APR for cash advances is 25.24%. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned.
Balance transfer fee -- Either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.
