This bank has an interesting "FNB bucks" program. It allows you to get gift certificates just for doing regular banking activities. 1000 points per $25 gift certificate. See more info below. Link to the program
When you bank electronically you earn FNB Bucks, redeemable for Bass Pro Gift Cards. Every time you use your debit card, make an automatic deposit, pay your utility bills through ACH or use your ATM card, you're that much closer to new fishing or outdoor gear. But, we are not stopping there; FNB Loans earn bonus points!
Some restrictions apply. See below for details.
Earn points with:
• Automatic Deposit
• FNB Loans
NO SIGN-UP REQUIRED!
FNB BUCKS is a reward program of First National Bank of Berryville by which our customers can accumulate points by utilizing electronic transactions to earn gift cards. Our current issuer of gift cards is Bass Pro Shops (the Issuer).
FNB BUCKS is open to customers of First National Bank of Berryville (the Bank) (1) who have a personal checking account, (2) who have electronic transactions on their accounts and (3) who are in good standing with the Bank. Good standing is defined as, including but not limited to, having no charged off loans, charged off credit cards or charged off overdrafts; having no loans that are past due 60 days or more; being current with any overdraft repayment plans; and, being in compliance with any other policies or standard operating procedures of the Bank. Transactions that may count include ACH credits and debits, debit card (point of sale) purchases, ATM withdrawals and Internet Bill Pay. Points will be accumulated from all personal checking accounts owned by the customer that have electronic transactions. The customer may accumulate bonus points based on other factors, at the discretion of the Bank. Currently, bonus points may be awarded for in-house loan account lines of $10,000.00 and over that are in good standing.
FNB BUCKS is not available to non-personal checking accounts such as corporations, partnerships, limited liability companies or trusts, but is open to an individual "doing business as." No internal transactions, including, but not limited to, telephone transfers, account to account transfers and account to loan transfers, will count toward the program. Bonus points will not be awarded for secondary market loans. The Bank reserves the right to refuse to issue a gift card at any time, even though a gift card may have been awarded previously.
Customers in good standing will accumulate points based on a formula of one (1) point per electronic transfer. Loan line relationships of $10,000.00 and over will receive seventy-five (75) bonus points each month. Points will continue to be accumulated until one thousand (1000) points is reached. At that time, a gift card in the amount of $25.00 will be awarded and any remaining point balance will carry over to the next period. No gift cards will be awarded for less than $25.00. The number of gift cards available is unlimited while the program is in effect. The Bank may discontinue FNB BUCKS at any time for any reason, with no less than thirty (30) days notice to the customer before termination. At termination, point accumulation will cease, all point balances will return to zero and no gift cards will be awarded, unless the points have reached the maximum balance and a gift card would have otherwise been awarded.
The gift card may be used to purchase merchandise through any delivery system offered by the Issuer, currently from any retail location, Internet website or catalog. First National Bank of Berryville does not warrant condition, performance or suitability of any merchandise and is not responsible for any loss or damage incurred resulting from use of the merchandise. The gift card may have additional use restrictions. Please take note of any rules and/or restrictions of the Issuer listed on the back of the gift card or distributed by the Issuer. The customer and the seller of the merchandise/Issuer of the gift card should handle all issues regarding merchandise/gift cards.