Annual Percentage Rate (APR) For Purchases: 0% intro APR for 12 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers: 0% intro APR for 12 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Balance Transfer: Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.
TERMS OF $150 RESTAURANT.COM GIFT CERTIFICATE OFFER: Get a $150 Restaurant.com Gift Certificate when you are approved for an account and make your first purchase within 6 months of approval. Certificate code will be mailed within 8 weeks of meeting purchase requirement. Certificate is redeemable online for over 18,000 restaurants nationwide. Valid for parties of 2 or more unless otherwise stated. Offer valid only at participating restaurants. Minimum purchase at restaurant required. Other restrictions may apply. Visit http://www.Restaurant.com for complete terms and conditions and participating restaurants.