Card key features:
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee
Length of your introductory period will be 0% for 18 months from the date of account opening on purchases and for 18 months from the date of first transfer on balance transfers. Balance transfers must be completed within 4 months of account opening. After the introductory period ends, the standard purchase APR will be applied to unpaid promotional balances and new purchases. (The standard variable APR for purchases is 11.99% - 21.99% Variable based on your creditworthiness, standard variable APR for cash advances is 25.24%.) The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or a payment that is returned. Minimum interest charge — $0.50. Fee for Foreign Purchases — 3.0% of the U.S. dollar amount of each purchase made outside the U.S. Cash advance fee — Either $10 or 5.0% of the amount of each cash advance, whichever is greater. Balance transfer fee — Either $5 or 3.0% of amount of each balance transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.