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Note: 1% cashback rate is based on the value of $100 gift card that 10,000 ThankYou® Points can be redeemed for.
Card key features:
- $150 gift card - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening.
- Travel with ease and enjoy global acceptance with Chip
- Earn 1 ThankYou Point for every $1 you spend on all purchases
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
- No annual fee
Terms:
Earn 1 ThankYou Point for every $1 you spend on all purchases.
No points cap or expiration
Get 15,000 bonus ThankYou Points after you make $1,000 in purchases within the first 3 months—good for $150 in gift cards
$150 Gift Card Offer: You will receive 15,000 bonus ThankYou Points after $1000 in purchases are made with your Citi ThankYou Preferred Card within 3 months of account opening. Once these points post to your account, you may redeem for your choice of a $150 Gift Card good at leading national merchants or save them to use for other great rewards.
0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness. The standard variable APR for purchases for the Citi ThankYou Preferred Card is 12.99%,17.99% or 22.99% based on creditworthiness. If you are approved for the Citi ThankYou Card, the standard variable APR for purchases will be 22.99%. The standard variable APR for cash advances is 25.24%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum finance charge $0.50. Fee for Foreign Purchases — 3% of each purchase transaction in US dollars. Cash advance fee — either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — Either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.
Transaction Fees for Balance Transfer:
Either $5 or 3% of the amount of each transfer, whichever is greater.
Citi® ThankYou® Rewards is offered to certain cardmembers ("you") at the sole discretion of Citibank, N.A. ("we"), the issuer of your card account ("Card Account"). ThankYou Rewards or any portion thereof may be revised or terminated with 30 days prior written notice. Any revisions may affect your ability to use the ThankYou Points you have already accumulated. If ThankYou Rewards is terminated, you will only have 90 days from ThankYou Rewards termination date to redeem all your accumulated ThankYou Points ("ThankYou Points"). Rewards offered by ThankYou Rewards and the ThankYou Point levels required for specific rewards are subject to change without notice.
You will earn one ThankYou Point for every dollar you spend on purchases unless the offer to which you responded has a different ThankYou Point earning description. Only purchases are eligible to earn ThankYou Points. Personal banking transactions you make using your card will earn only 1 ThankYou Point even if the offer to which you responded has a different ThankYou Point earning description. If the offer to which you responded allows you to earn additional ThankYou Points at supermarkets, drug stores and gas stations, they are defined as follows: Supermarkets are stand-alone merchants that primarily sell a complete line of food merchandise for home consumption. Drugstores are stand-alone merchants that primarily sell prescription and proprietary drugs and nonprescription (over-the-counter) medicines. Gas stations are stand-alone merchants that primarily sell vehicle fuel for consumer use. Your ThankYou Points will not expire unless we terminate ThankYou Rewards.
You may earn ThankYou Points as long as your Card Account is open and current. If your Card Account is closed, you will not be able to earn ThankYou Points and you will lose any accumulated ThankYou Points that have not been transferred to your ThankYou Member Account. Balance transfers, cash advances, convenience checks, returned purchases, disputed or unauthorized purchases/fraudulent transactions, finance charges, Card Account fees, and fees for services and programs you elect to receive through us do not earn ThankYou Points unless otherwise specified.
If you are approved for a Card Account, a ThankYou Rewards Member Account ("ThankYou Member Account") will be set up for you. ThankYou Points post to your Card Account at the close of each billing cycle, and at that time we will transfer the ThankYou Points you earned to your ThankYou Member Account. ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account. ThankYou Points may not be redeemed and may be lost if your Card Account is not open or current.
