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[ichaelm]

To receive the rate and avoid a service fee, you must maintain $1000 in the account and have either direct deposit and estatements or 3 monthly billpayments and estatements. This one is presently available nationwide, but don't expect it to stay that way for long!!

LINK

Must maintain a $1,000 minimum daily balance to avoid $15.00 monthly service charge. One account per tax identification number. Available for personal accounts only. Direct Deposit and eStatements OR 3 Bill Pay transactions per statement and eStatements are required to earn 1.00% APY. Balances greater than $250,000 earn an APY of 1.00% to .20%. Accounts that do not meet requirements above earn 0.20% APY. Customer has 30 days from account opening to set up requirements. Acacia Federal reserves the right to permit accounts only from the DC metro area which is VA, MD, and the District of Columbia