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Note: You can redeem 40,000 bonus points for $400 in gift cards.
Terms:
Earn 20,000 bonus Thank You points after you make $3,000 in purchases within the first 6 months after account opening. Earn an additional 20,000 bonus points after you spend $3,000 in purchases within the next 6 months. That's a total of 40,000 bonus points in the first 12 months — good for $400 in gift cards!
Up to $400 in Gift Cards Offer: You will receive 20,000 bonus ThankYou Points after $3,000 in purchases are made with your Citi ThankYou Preferred Card within 6 months of account opening. You will receive an additional 20,000 bonus points after another $3,000 in purchases are made within the next 6 months. You do not need to qualify for the first 20.000 points to be eligible to earn the second 20,000 points. Once bonus points post to your account, you may redeem them for your choice gift cards good at leading national merchants or save them for other great rewards.
Citi® ThankYou® Rewards
Citi ThankYou® and Citi ThankYou® Preferred Card Terms and Conditions
Citi® ThankYou® Rewards is offered to certain cardmembers ("you") at the sole discretion of Citibank, N.A. ("we"), the issuer of your card account ("Card Account"). ThankYou Rewards or any portion thereof may be revised or terminated with 30 days prior written notice. Any revisions may affect your ability to use the ThankYou Points you have already accumulated. If ThankYou Rewards is terminated, you will only have 90 days from ThankYou Rewards termination date to redeem all your accumulated ThankYou Points ("ThankYou Points"). Rewards offered by ThankYou Rewards and the ThankYou Point levels required for specific rewards are subject to change without notice.
You will earn one ThankYou Point for every dollar you spend on purchases unless the offer to which you responded has a different ThankYou Point earning description. Only purchases are eligible to earn ThankYou Points. Personal banking transactions you make using your card will earn only 1 ThankYou Point even if the offer to which you responded has a different ThankYou Point earning description. If the offer to which you responded allows you to earn additional ThankYou Points at supermarkets, drug stores and gas stations, they are defined as follows: Supermarkets are stand-alone merchants that primarily sell a complete line of food merchandise for home consumption. Drugstores are stand-alone merchants that primarily sell prescription and proprietary drugs and nonprescription (over-the-counter) medicines. Gas stations are stand-alone merchants that primarily sell vehicle fuel for consumer use. Your ThankYou Points will not expire unless we terminate ThankYou Rewards.
The standard variable APR for purchases for the Citi ThankYou Preferred Card is 12.99%,17.99% or 22.99% based on creditworthiness. If you are approved for the Citi ThankYou Card, the standard variable APR for purchases will be 22.99%. The standard variable APR for cash advances is 25.24%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum finance charge $0.50. Fee for Foreign Purchases — 3% of each purchase transaction in US dollars. Cash advance fee — either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — Either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.
