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Note: You can request or offer referrals on iBankDesign Referral Board and ExtraDime Referral Board.
Terms:
Existing Customer: We will pay a $50 referral award for a new Personal Checking Account and $75 referral award for a new Business Checking Account to an existing Customer after we verify that the new customer you referred opened a new checking account and met the other terms of the offer. As an existing customer, you must have a First State Bank checking or savings account in good standing at the time of payment to receive the referral award. We will notify you and credit your checking or savings account within 90 days of the qualifying account opening.* The value of the referral award will be reported to IRS as taxable income.
New Customer: You must present a Rewards First Referral Form at the time of the account opening and then satisfy the terms of the Rewards First Referral Program. You must open a new Checking Account with $100 and conduct an average of 12 monthly transactions (excluding interest) in the first two consecutive months from the account opening date. All accounts are subject to our normal approval processes. The value of the referral award will be reported to IRS as taxable income.
Referral Award Amount for Personal Checking Accounts: If you opened a Personal Checking Account, you will receive a $50 referral award within 90 days of your account opening and having met the transaction requirements. If you set-up a recurring direct deposit of at least $100 a month within 45 days of account opening, we will pay you an additional $25 referral award and/or if you sign up for eStatements++ within 45 days of account opening, we will pay you an additional $10 referral award with the$50 referral award. These additional rewards are paid at the same time we pay the $50 referral award. All personal Checking Accounts excluding Health Savings Accounts are eligible for the Rewards First Referral Program. You may also earn up to $25 in our Check and ATM/Debit Card Buyback Program in which we buy back and shred your old checks and ATM/Debit Cards from your former institution.**
Referral Award Amount for Business Checking Accounts: If you opened a Business Checking Account, you will receive a $75 referral award within 90 days of your account opening and having met the transaction requirements. If you sign up for eStatements++ within 45 days of account opening, we will pay you an additional $10 referral award at the same time we pay the $75 referral award. All Business Checking Accounts excluding Public Funds Interest Checking, and IOLTAs, are eligible for the Rewards First Referral Program. You may also earn up to $50 in our Check and ATM/Debit Card Buyback Program in which we buy back and shred your old checks and ATM/Debit Cards from your former institution.+
Eligibility: You must be a new customer of First State Bank. Offer not available to individuals or business that were signers on a First State Bank Checking Account that closed in the last six months, and employees of First State Bank and its affiliates. This offer cannot be combined with any other offer except the Check and ATM/Debit Card Buyback Program.
Referral Payment: You must have a First State Bank Checking Account in good standing at the time of payment to receive the referral award. We will pay the new customer’s referral payment to you by crediting your new Checking Account within 90 days of the account opening.
This offer may be withdrawn or changed at any time and we reserve the right to determine in our sole discretion the eligibility of new customers and existing customers. We also reserve the right to disqualify referrals in circumstances where we reasonably believe they were not made in good faith.
* We value our customer’s privacy and we are unable to give out the identity of customers who have opened an account. You will need to ask your acquaintances directly to see who opened a checking account.
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Other sign-up bonuses
