Earn $100 worth of bonus points when you spend $1,000
Receive an annual 20% year-end bonus on points earned
Cardmembers will receive a one-time bonus award of 10,000 Points when a total of $1,000 in Net Purchases are posted to their Account within the first 90 days that the Account is opened, provided the purchases are not later rescinded or returned. Bonus Points will be posted at the close of the first periodic statement after the 90th day of account opening.
Bonus Awards are limited to new Cardmembers only.
Cardmembers may redeem Points for a statement credit toward any eligible transaction that posts to their Account. An eligible transaction is any purchase transaction that posts to the Account within the last 90 days and is equal to or greater than $25 or any charitable donation that falls under the Charitable and Social Service organizations merchant category code.
Individual merchants are responsible for designating their own merchant category codes. We do not determine whether merchants correctly identify and bill transactions as being made (or not made) at any of these designated categories. Please note that it is possible that some merchant codes may not meet our eligibility criteria.
To redeem Points, access your Account at BOHCreditCard.com and go to the Rewards tab. The statement credit will appear on the Account within one billing cycle after the Points are redeemed. There is no maximum number of Points that may be redeemed in any billing cycle. Points required for statement credit redemptions are rounded up to the nearest 100 points.
If any statement credit you received was awarded based on purchases not authorized by you, or if credits or returned purchases from previous statements post in any subsequent billing cycle and such returned purchases exceed the Points value on your Account, we may debit your Account for any statement credits previously applied to your Account. Points will be redeemed on a first-in, first-out basis. A statement credit cannot be used towards your monthly minimum payment. You must still make your monthly minimum payment by the due date.
Cardmembers may redeem Points for Gift Cards that will be mailed to the primary address of record with Bank of Hawaii. Gift Cards will not be mailed to an international address. Gift Cards will be mailed Standard Delivery. Please allow 7-14 business days for receipt. The selection of items and the number of Points needed to redeem Gift Cards may change at any time and are subject to availability. Use of any Gift Card that a Cardmember redeems is subject to any additional restrictions, conditions and exclusions listed on the Gift Card, the packaging for the Gift Card or outlined in the individual merchant/provider disclosures on BOHCreditCard.com. Each merchant/provider has the right to place restrictions on the use of its Gift Cards. Gift Cards are not exchangeable, refundable, transferable or redeemable for cash, cannot be replaced if lost or stolen and are void where prohibited. Gift cards are not valid toward previous purchases, and cannot be used as payment on any existing Account balances with Bank of Hawaii.