See an example of referral letter with important information about the bonus below.
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Dear
Your friend thinks you would like to receive a bonus by opening an Orange Home Equity Line of Credit™ with ING DIRECT!
Here's all you need to know from ING DIRECT:
Apply today! Your friend thinks ING DIRECT's Orange Home Equity Line of Credit is the perfect borrowing tool for you.
Get a rate as low as 4.00% Annual Percentage Rate and No Hidden Fees. The Orange Home Equity Line of Credit ... it's a better way to borrow!
Quick: Receive a decision within minutes
Convenient: Close on your loan at your convenience in your own home
Accessible: Get the Orange Home Equity card for 24/7 access to your money
$100 bonus will be credited toward your first advance!
Just click on the link below to get a decision within minutes or keep reading for more information. To collect your $100 you must use this SPECIAL $100 LINK:
Start Your Orange Home Equity Line of Credit Application!
So how does the bonus work? Simple. After you have closed and funded your new Orange Home Equity Line of Credit, we'll credit your line as a thanks for your business. Then, start using your line for all those large purchases you'd normally make with a high-interest credit card, and Save Your Money. Think of it as our way to save you on your first expenditure you make - not bad!
Who is ING DIRECT? ING DIRECT is the operating name of ING Bank, fsb (Member FDIC), a federally-chartered savings bank, and part of ING (NYSE: ING), the eleventh largest financial institution in the world with more than $600 billion in assets. ING has been operating in the U.S. for over 100 years, with more than 11,000 employees working for ING companies.
Thanks, and start borrowing wisely!
Jim Kelly
Executive Vice President, Sales and Service
ING Bank, fsb
P.S. Rate Effective February 15, 2004. The maximum APR is 18%, but in order for this to happen the Prime rate would need to increase to at least 16%, which hasn't happened for 20 years! Residents of AL, FL, GA, KS, MD, MN, NY, OK or VA may be required to pay certain local or state taxes and/or fees to a third party. These will be based on your loan's credit line limit and can range from $0.10 to $2.00 per $100.00. We can give you a list of these fees. Just ask.
Important Privacy Note: At ING DIRECT, we're sensitive to your privacy. Bear in mind that using the link above to start your home equity process may make your friend aware that you have a loan with us, because we reward them for the referral. If you're not comfortable with this, please use this link - www.ingdirect.com/ohel to begin the process. You'll still get your bonus, but the referring party will not receive a Thank You referral bonus
