Special Offer! - 10,000 bonus points (a $100 value!) when you spend $1,000 on new net retail purchases during the first 90 days of opening your account. Plus, the Bravo credit card earns you triple points on gas station, supermarket, and restaurant purchases (up to 15,000 points per calendar quarter) and one point per dollar spent on all other purchases. Annual fee is waived for the first year – a $49 value.
After introductory period of 0% APR for 18 billing cycles, variable APR for balance transfers from 15.99% to 24.99% based on the Prime Rate and your creditworthiness, with a transaction fee for each balance transfer of either $10 or 3%, whichever is greater. Variable APR for purchases from 15.99% to 24.99%, based on your creditworthiness when you open your account. Cash advance rate of 24.99% APR. Minimum finance charge of $1.50. The fee for cash advances is $10 or 5%, whichever is greater. Penalty rate of 29.99% APR. The foreign transaction fee is 3% of the gross amount of transactions made in a foreign currency and transactions made in U.S. Dollars that are processed outside the 50 United States, District of Columbia, Puerto Rico, or Santander ATMs in Mexico. Purchases of wire transfers from a non-financial institution of either $10 or 4% of the amount of each transaction, whichever is greater. The annual fee is $49 per year (waived for the first year of the account, and waived in each of the subsequent years on the anniversary date of the account if you maintain a Santander Select checking account or if you are qualified for a Santander Bank employee checking account). There is no grace period on balance transfers. This means that, unless your purchase APR is at a promotional 0% APR, you will pay interest on new purchases from the date made if you take a balance transfer offer and do not pay it in full by the payment due date. Please see the Terms and Conditions for additional rate, fee, and other cost information.