1) $250 bonus paid for new checking accounts (subject to approval) with Direct Deposit, Online Banking with Bill Pay and eStatements, and a VISA Debit Card only, and must remain open for six (6) months or bonus will be deducted from the account. Not available to existing members or those whose accounts have been closed within the past three months. *APY (Annual Percentage Yield) is currently 1% and subject to change without notice. Interest will be posted monthly on average daily balances up to $15,000 (up to $25,000 with at least $25,000 in aggregate loan balances) for each month member is registered for Direct Deposit, Online Banking with Bill Pay and eStatements, and a Visa debit card. If qualifications are not met, current APY of .05% will be paid on average daily balances of $750 or more. The current APY of .05% will also be paid on any checking average daily balances over $15,000 (or 25,000, if applicable). **ATM fees paid will be reimbursed up to $10 per month when at least 10 Visa debit signature-based POS transactions and one Bill Pay transaction are conducted during the month and member is registered for Direct Deposit, Online Banking with Bill Pay and eStatements, and a Visa debit card. ***Must have direct deposit into a Nassau Financial checking account to qualify. Early Pay offers immediate credit of your direct deposit to your Checking Plus account up to two (2) days early based upon when we receive your funds. Nassau Financial cannot assume any liability for not depositing these funds into your account early. Offer subject to change without notice. †An inactivity fee of $5 will be charged for each month when there is no activity on the account for the previous three months and the average daily balance falls below $750. ††The Visa Debit card is free. Transactional, inactivity, or lost/stolen card fees may apply. †††Subject to qualification.