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[shybenny]

https://www.wellsfar...prospect-offer/

 

Terms:

How to qualify for your $200 checking bonus:

Everyday Checking Bonus Eligibility: 

• Everyday Checking is the only eligible account for the $200 bonus. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account. 
• You cannot be:
  • A current owner on a Wells Fargo consumer checking account
  • A Wells Fargo team member
  • A recipient of a consumer checking bonus in the past 12 months (limit one bonus per customer)

Everyday Checking Bonus Qualifications: 
 

• To receive a $200 bonus, open a new Everyday Checking account online from this webpage only with a minimum opening deposit of $25 by March 22, 2018.
• Within 150 days of your account open date, your account must receive total qualifying direct deposits of at least $500 per month for 3 consecutive months.
  • A qualifying direct deposit: Your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network (by an employer, the government, or an outside agency) to the account opened for this offer.
  • A non-qualifying deposit: Transfers from one account to another, deposits made at a branch or ATM, and deposits from payments for the sale of goods or services.
• Offer available on wellsfargo.com only and not available in AA, AE, AP, AS, GU, HI, KY, LA, MA, ME, MI, MP, NH, OK, PR, RI, VI, VT, and WV.
• Offer subject to change and may be discontinued at any time.
• Offer cannot be
  • Paid without a valid U.S. Taxpayer Identification Number (W-9)
  • Combined with any other consumer deposit offer
  • Reproduced, purchased, sold, transferred, or traded

Bonus Payment: 
 

• We will deposit the $200 checking bonus into your new checking account within 45 days after eligibility and qualifications have been met.
• You are responsible for any federal, state, or local taxes due on your bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.

The Wells Fargo Everyday Checking account monthly service fee is $10. The monthly service fee can be avoided with any one of the following each fee period: 
 

• Maintain a $1,500 minimum daily balance
• $500 or more in total qualifying direct deposits
  • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.
• 10 or more posted debit card purchases/payments from this checking account.
  • This includes posted debit card purchases or posted debit card payments of bills from this checking account. This does not include transactions at an ATM.
  • Included: Debit card purchases include PIN, signature, online, and phone purchases that post during the fee period. Debit card payments include one-time and recurring payments of bills made with your debit card that post during the fee period.
  • Not included: Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
• A linked Wells Fargo Campus ATM or Campus Debit Card.

There is a $5 monthly service fee discount when the primary account owner is 17 – 24 years old.

2.Turning off your debit card is not a replacement for reporting your card lost or stolen. Contact us immediately if you believe that unauthorized transactions have been made. Turning your card off will not stop card transactions presented as a recurring transaction, transactions using other cards linked to your deposit account, or the posting of refunds or credit adjustments to your account. Any digital cards linked to the debit card will also be off. Mobile carrier message and data rates may apply.

3.While all Wells Fargo ATMs have one-time access code technology, some ATMs are located within secure locations that may require customer to swipe their cards for entry.

4.A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.

5.

Our overdraft fee for business and consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means); our fee for returning items for nonsufficient funds (NSF) is $35 per item. We charge no more than three (3) overdraft and/or nonsufficient funds (NSF) fees per business day for consumer accounts and eight (8) per business day for business accounts. The overdraft and/or nonsufficient funds fee (NSF) for Wells Fargo Teen CheckingSM accounts is $15 per item, and we will charge no more than two (2) fees per business day. The payment of transactions into overdraft is discretionary and the Bank reserves the right not to pay. For example, the Bank typically does not pay items into overdraft if an account is not in good standing or there have been excessive overdrafts. If there is an overdraft on an account, a deposit or transfer must be promptly made to return the account to a positive balance.

Recurring debit card payments (such as for utilities or club memberships) may continue to be authorized into overdraft at our discretion if there isn't enough money in the account, even if the account is not enrolled in Debit Card Overdraft Service, and our overdraft fees and policies will apply.

Wells Fargo Bank, N.A. Member FDIC.

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