$400 for $6,000 in direct deposits
$500 for $8,000 in direct deposits
Additional requirements apply.
See details below
Open a new Santander checking account
2Santander considers direct deposits to be automatic electronic deposits made through the ACH network to your account by someone else, such as an employer issuing payroll or a government or retirement plan paying benefits. It may not include deposits to your account that are made by an individual using online banking, an internet payment provider, or a merchant advancing payroll using a debit card.
3Florida Eligibility: This offer is only eligible online in ZIP codes within Miami Dade, Monroe, and Broward counties, including ZIP code 34141. If your home address is outside of those counties or outside ZIP code 34141, the offer is not available for redemption online.
4Rating by Apple® App Store customers. 4.7 out of 5 Rating. Based on 275k ratings on the app store as of 1/19/2022.
5Effective 11/08/2021, if a transaction causes your account balance to be overdrawn by one hundred dollars ($100) or less, we will not assess any Insufficient or Unavailable Funds Item Paid fees for that item. The amount of each of the Insufficient Funds Item Paid Fee, Insufficient or Unavailable Funds Item Returned Fee, and Sustained Overdraft Fee is $35. The amount of the Unavailable Funds Item Paid Fee is $0. An Insufficient or Unavailable Funds Item Returned Fee may apply for any overdrawn amount. A Sustained Overdraft Fee applies to accounts overdrawn by any amount (negative balance) for five (5) consecutive Business Days when the overdrawn balance at the end of the first day is more than $100 and is assessed to the account on the sixth (6th) Business Day. Fees may be imposed for covering overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means. Whether overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is overdrawn for an extended period of time or the overdrawn amount is excessive. Any overdrafts that we pay must be promptly repaid by you.
6Any deposit, withdrawal, transfer, or payment that is posted in the service fee period to the Simply Right Checking account will waive the $10 Monthly Fee (excludes fees, rebates, and adjustments posted by Santander).
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Make direct deposits2 of $4,000–$8,000