61 replies to this topic

[mje]

Special rate of 3.81% for Costco members for a CapitalOne MM account (regular rate there is currently 3.45%). $5k min to open (but only $100 min balnace required thereafter to keep rate), $25 signup bonus for Costco Executive members.

Details are here

Mark

[markber]

Special rate of 3.81% for Costco members for a CapitalOne MM account (regular rate  there is currently 3.45%). $5k min to open (but only $100 min balnace required thereafter to keep rate), $25 signup bonus for Costco Executive members.

Details are here

Mark

Thanks, Mark. I included the Capital One MM for Costco members under "Promotional and special rates" in the list of the best rates.

Cheers,

Mark

[markber]

Thanks scottjm! I have included Eastern bank in the list under Promotional and Special Rates.


Mark

Eastern bank 4% Money Market with min of 10,000. Rate guaranteed through 3/31/06
Nice for me as local bank and I allready have accounts there



1 Annual Percentage Yield (APY) is based on average daily balance of $10,000 or more. For balances less than $10,000: 0.50% APY applies. A minimum of three Select Checking transactions per statement cycle required to earn Maximum Money Market Account (MMMA) APYs. APYs quoted are accurate as of 9/12/05 and are guaranteed through 3/31/06, thereafter rates are subject to change. Minimum of $10,000 in non-Eastern Bank funds required to open MMMA; deposits limited to $250,000. Certain transaction limits apply. Fees may reduce earnings. Select Checking Account with $50 opening deposit required. Three months from Select Checking account opening, a $5,000 combined balance among designated accounts required to avoid monthly service charge. Personal accounts and MA residents only.

[mje]

Mark,

You've probably seen this already, but ING just went to 3.4%

Mark

[markber]

Mark,

You've probably seen this already, but ING just went to 3.4%

Mark

Thanks Mark! I have updated the ING Direct rate in the list.

Mark

[AugustEight]

PULASKI BANK AND TRUST COMPANY LITTLE ROCK, ARKANSAS

Pays 4% on Market Watch Savings account with two withdrawls/month and 4.25% if you open a checking account with the savings account.  Minimum deposit is $1k and make withdrawls thru ACH.

is www.pulaskibank the right web site ? no details available at this site

according to this website http://goliath.ecnex...owse_CI_6022-13
the www.pulaskibank is correct
any details on the offer ? no details on rates are given on the pulaski web stie - looks like th site of a very sleepy small town bank, completely unsuited to handling large amounts if internet traffic and internet customers

I once tried to open a credit card account with them. They asked for several references including family members. And they said they would really check out those references. Very unusual compared with major credit card applications.

[vandelay]

PULASKI BANK AND TRUST COMPANY LITTLE ROCK, ARKANSAS

Pays 4% on Market Watch Savings account with two withdrawls/month and 4.25% if you open a checking account with the savings account.  Minimum deposit is $1k and make withdrawls thru ACH.

is www.pulaskibank the right web site ? no details available at this site

according to this website http://goliath.ecnex...owse_CI_6022-13
the www.pulaskibank is correct
any details on the offer ? no details on rates are given on the pulaski web stie - looks like th site of a very sleepy small town bank, completely unsuited to handling large amounts if internet traffic and internet customers

The website address seems to be correct. I think you would have to call the bank to find out more details because they do not list their rates on the website.

I called Pulaski Bank today and mentioned this offer, and they had not heard of it. They said they have no savings accounts with rates higher than 4% (their highest CD rate was 4%). However, they said on their First Rate Checking account, they are offering an introductory rate of 4.91% (5% APY) for the first 6 months for balances up to $10,000. Any money above $10,000 only earns 0.50%. To avoid the $12 monthly service charge, maintain a minimum balance of $1,000 and make at least 5 withdrawals per month. They said any kind of debit counts: automated withdrawal, ATM, debit card, etc. So I say just link it to another account like ING and schedule 5 recurring transfers each month. They said they cannot open an account over the phone or online, but they said they would mail me an application, even though I live nowhere near Arkansas. So this isn't just a local deal.

[AugustEight]

PULASKI BANK AND TRUST COMPANY LITTLE ROCK, ARKANSAS

Pays 4% on Market Watch Savings account with two withdrawls/month and 4.25% if you open a checking account with the savings account.  Minimum deposit is $1k and make withdrawls thru ACH.

is www.pulaskibank the right web site ? no details available at this site

according to this website http://goliath.ecnex...owse_CI_6022-13
the www.pulaskibank is correct
any details on the offer ? no details on rates are given on the pulaski web stie - looks like th site of a very sleepy small town bank, completely unsuited to handling large amounts if internet traffic and internet customers

The website address seems to be correct. I think you would have to call the bank to find out more details because they do not list their rates on the website.

I called Pulaski Bank today and mentioned this offer, and they had not heard of it. They said they have no savings accounts with rates higher than 4% (their highest CD rate was 4%). However, they said on their First Rate Checking account, they are offering an introductory rate of 4.91% (5% APY) for the first 6 months for balances up to $10,000. Any money above $10,000 only earns 0.50%. To avoid the $12 monthly service charge, maintain a minimum balance of $1,000 and make at least 5 withdrawals per month. They said any kind of debit counts: automated withdrawal, ATM, debit card, etc. So I say just link it to another account like ING and schedule 5 recurring transfers each month. They said they cannot open an account over the phone or online, but they said they would mail me an application, even though I live nowhere near Arkansas. So this isn't just a local deal.

Thanks for the research! I sent for an application via email. 1% interest differential for 6 months translates to about $50 in 6 months for $10K. BTW, they don't have a general toll-free number (only Telebank: 1-800-564-5299). One must read the application carefully and weigh all pros and cons before committing serious money to them.

[scottjm]

http://www.salemfive.com/
This CD could be considered a MM. They are offering a 9 month No Penalty CD at 4.25%, 10,000 Min. You can withdraw anytime with no penalty after 6 days. I have used this bank for awhile and they offer DIF which covers any amount over FDIC.

[markber]

http://www.salemfive.com/
This CD could be considered a  MM. They are offering a 9 month No Penalty CD at 4.25%, 10,000 Min. You can withdraw anytime with no penalty after 6 days. I have used this bank for awhile and they offer DIF which covers any amount over FDIC.

Thanks for the info about this account! I have included it in the list of best rates of checking, savings and MM accounts under Promotional Rates (since this offer expires 10/25/05)


Mark

[scottjm]

AmTrust is offering 4% for $50,000 and over and 3.75% for over $25,000
http://www.amtrust.com/

[markber]

AmTrust is offering 4% for $50,000 and over and 3.75% for over $25,000
http://www.amtrust.com/

Thanks a lot for this info! I added this account to the best rates list.


Mark

[scottjm]

Highest MM in Country, 4.50% For $25,000 and above
http://www.superiorsavings.com/

[markber]

Highest MM in Country, 4.50% For $25,000 and above
http://www.superiorsavings.com/

Wow! O.K. I added this account to the best rates list. Thanks!!!

Mark

[mje]

The special MM rate at CapitalOne for Costo members has been upped to 3.88%

Details are here

Mark