Offer valid for new ICICI Bank Canada customers who open a new Canadian Personal Savings Account between November 1, 2004 and December 31, 2004. Account must remain open and maintain a minimum balance of $500 for one year. Minimum deposit of $500 required upon application. Application criteria apply. Bonus will be paid in Canadian funds within approximately seven to ten business days of account opening. Limit one $20 bonus per new account and one new account per customer. Canadian residents only. Offer may be modified or cancelled at any time without notice and may not be combined with other offers.