"Call 1-800-762-9582 by 15 February 2005. After the first purchase they give you 10,000 points. These can be redeemed for a $100 gift card. Unfortunately the GC comes from ThankYouRedemptions Network, which has been known to take a long time giving rewards out. Additionally it is 0% on BTs until 1 Jan 2006. No annual or BT fees. "