QUOTE(jlgrandam @ Jan 18 2005, 08:55 PM)
I have been using a rudimentary credit union for banking but I have been finding their lack of online banking to be annoying. I opened a Chase account becasue they sent me a $75 opening bonus coupon. I was a little bit disappointed that I don't see any place in ther online banking system to do ACH transfers. Does anyone use Chase here that might have some insight as to how to do ACH pulls from my credit union account into my Chase account? Thanks and nice board!
I do not think that Chase offers online ACH transfers. Only few banks do. You may ask Chase customer service if they offer recurring ACH transfers (if recurring transfers suit your purpose).
At this moment, the fastest way to do on-demand transfers is via USAA (Your credit union -> USAA -> Chase). Several people reported that you can initiate incoming and outgoing transfers to/from USAA within one online banking session because incoming transfers are credited to your account right away. I have not verified this info though.
I can imagine that after you open an USAA account, you may not need an overpriced Chase account at all.