I also can recommend DePaulBank checking account in a special case when a customer agrees to set-up a direct deposit to DePaulBank. With direct deposit (or $1000 min. balance), a customer can avoid monthly fee and get the following free services: (1) first 50 free checks; (2) ATM / debit card with $.10 cash back on all POS purchases; (3) up to $6 monthly ATM fee reimbursement; (4) bill payment; (5) postage-paid deposit envelopes; (6) overdraft protection with automatic transfer from savings or money.
However, you can get many of these and many other banking features without direct deposit or $1000 balance requirements in other banks.
For example, Farm Bureau Bank offers free, no min. balance checking with free bill payments, online check images, free incoming and outgoing ACH transfers, ATM rebates and email alerts about account balance. The interest checking account of First Internet Bank of Indiana with $500 minimum balance requirement gives you free bill payment, ACH-in transfers, e-bills, email alerts, no-fee overdraft protection and ATM rebates.