Terms from the website:
*You must deposit a minimum of $100 to open this account. The balance Tiers, Interest Rates and Annual Percentage Yield may change at any time. Annual Percentage Yield (APY) noted is accurate as of 2/1/05. 2.53% APY earned on accounts with a minimum balance of $15,000 and greater. Accounts with a balance of $5,000 to $24,999.99 will earn 1.01% APY. Accounts with less than $5,000 do not accrue interest. $15 service fee will be imposed if the average daily balance for the month falls below $5,000. Other fees and service charges may apply; fees could reduce the earnings on the account.
**Bonus rewards points will be issued upon the opening of an Independence RewardsPlus CheckingTM Account, obtaining an Independence Visa Gold CheckCard and enrolling in VISA Extras.
***Visa Extras Bonus Points only available for customers with the RewardsPlus CheckingTM Account and the Gold Visa CheckCard. New account title must be the same as on the RewardsPlus Checking AccountTM. Visa Extras Bonus Points offer good for one year following the opening of the RewardsPlus CheckingTM Account. The 5,000 Visa Extras Bonus Points will be credited within 30 to 60 days of issue. Offer not valid for any Insurance or Investment Accounts opened at Independence Community Bank.