A combined minimum balance of $5,000 must be maintained in any combination of eligible All-In-One accounts to avoid a maintenance fee. If your combined balance falls below the $5,000 required, you will incur a $10.00 fee. *The Direct Deposit $50 Bonus is for a new direct deposit only. One $50 Direct Deposit Bonus per customer. **The $15 Check Printing Bonus will be credited to your account after the check printing charge and the first in-clearing check has been posted. ***You will earn a $25 Bonus for Bill Payment when the 3rd payee payment is posted to your account. † Select All-In-One CD Bonus rates are limited to 10 month and 14 month terms only. †† All-In-One Accounts will not be charged a fee for the first 3 transactions at non-NYCB ATM's. Note: Fees charged by owner of the ATM may still apply. Bank not responsible for typographical errors. Program may be discontinued at any time at the sole discretion of the bank. Please visit your local branch for complete details.