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Get Up to $50 to Pay Any Bill
Get up to $50 to pay any bill when you open a personal checking account.
Open a personal checking account, sign up for direct deposit and you'll get $25 deposited into your account. And, if you sign up for Free Online Bill Pay you'll receive another $25. That's $50 to use to pay any bills you want. We offer many checking solutions, so pick an account that is perfect for your needs. With any checking account, you'll enjoy:
Free Online Banking
Free Online Bill Pay
Free MoneyCard Debit MasterCard®
Free access to over 1,500 ATMs
Plus we have over 3,000 friendly employees at 270 local branches, ready to serve all your financial needs with the expertise we've gained from over 110 years in Michigan. Find out which account is right for you, or apply for an account right now.
3 easy ways to apply
Apply online now
Visit any Standard Federal Branch
Call us toll-free at (800) 275-9074
The minimum balance to open a Checking Account and to earn up to the $50 bonus is $50. All accounts opened are subject to applicable terms and conditions. A $25 cash bonus will be credited to your account for establishing direct deposit at account opening and a $25 cash bonus for signing up for free online bill pay will also be credited at account opening. Bonuses are limited to one new checking account per household for an amount up to $50 and may not be combined with any other offer, are not transferable, and may be considered income to you for tax purposes. Bonus offer may be withdrawn at any time and is for NEW consumer checking accounts only, opened with funds not currently on deposit. Fees may reduce earnings. Free ATM access to ATMs owned and operated by LaSalle Bank and Standard Federal Bank in Illinois , Michigan and North Central Indiana.
Direct Plus Checking Account
Direct Plus Checking is free when you have direct deposit of salary, Social Security, pension or other preauthorized deposit made to your account at least once during each monthly statement cycle. Without direct deposit, there is a $4 monthly service fee.
Checking with Interest
The Checking with Interest Account will earn interest at a tiered rate. The interest rates and Annual Percentage Yields(APYs)are variable and may change after the account is opened. Fees may reduce earnings. A minimum balance fee of $10 will be imposed each month if the average daily balance falls below $2,000. As of 4/14/05, the APYs for the Checking with Interest Account were 0.25% (balances under $2,500), 0.35% (balances of $2,500 to $24,999.99), 0.50% (balances of $25,000 to $49,999.99), 0.50% (balances of $50,000 to $99,999.99)and 0.50% (balances of $100,000 and over).
Credit Exclusives
Credit Exclusives Checking Accounts earn interest at a tiered rate; the higher the balance, the higher the rate. As of 4/14/05, the APYs for this account were 0.25% (balances under $2,500), 0.35% (balances $2,500 to $24,999.99), 0.50% (balances $25,000 to $49,999.99), 0.50% (balances $50,000 to $99,999.99), and 0.50% (balances $100,000 and over). The interest rates and Annual Percentage Yields (APYs) are variable and may change after the account is opened. Fees may reduce earnings.
As part of Credit Exclusives, you must maintain a combined minimum daily balance in your designated Standard Federal deposit accounts and outstanding principal loan balance on your designated ABN AMRO Mortgage or LaSalle Home Mortgage Corporation mortgage and Standard Federal Bank consumer loans or lines of credit of $25,000 or greater, or a commitment amount of at least $25,000 on your Standard Federal Bank Home Equity Line of Credit on each day during the month, otherwise a monthly service charge of $22 will be imposed against your Credit Exclusives Checking Account. We will reduce the service charge to $20 as long as your salary, social security or pension benefits are directly deposited into your Credit Exclusives Checking Account. Only the balances on loans in good standing, e.g. not more than 30 days delinquent, in bankruptcy or foreclosure, may be counted towards the $25,000 balance requirement. The complete terms and conditions for Credit Exclusives are stated in our Consumer Deposit Account Information brochure. If your Credit Exclusives Checking Account is closed for any reason, we will terminate your participation in Credit Exclusives.
Select Services Checking with Interest
The Select Services Checking with Interest account will earn interest at a tiered interest rate. The interest rate and Annual Percentage Yields (APY) are variable and may change after the account is opened. Fees may reduce earnings. As of 4/14/05, the APYs for this account were 0.25% (balances under $2,500), 0.35% (balances $2,500 to $24,999.99), 0.50% (balances $25,000 to $49,999.99), 0.50% (balances $50,000 to $99,999.99), and 0.50% (balances $100,000 and over).
