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Hi mir322 and markber,
I really appreciate you taking time to answer my beginner's questions.. I guess there's just too many of them options out there that it makes a daunting task to initially weed out the less worthy ones..
I'm take your advice and investigate on the major ones, namely, ING Direct, Emigrant Direct, UFB and Virtual Bank..
Thanks again for your help and sorry about my late response!
Jeff
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