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I've been using USAA Federal Savings Bank down in San Antonio for about 5 years. I started out with there car insurance. I have to say after bank one treated me so unfair, I've been very happy with usaa.
They are everything I want in a bank, plus they are dirt cheap for what you get.
What makes you choose a bank.
For me its:
Price / fees
How easy it is for me to use them
Customer Service
I have to say location isn't important to me because I do all my banking online and I refuse to mail someone a check.
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