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QUOTE(vandelay @ Oct 5 2005, 09:54 PM)
QUOTE(markber @ Jul 31 2005, 01:30 PM)
QUOTE(cinnabar48 @ Jul 31 2005, 07:11 AM)
QUOTE(keller2650 @ Jul 29 2005, 06:23 AM)
PULASKI BANK AND TRUST COMPANY LITTLE ROCK, ARKANSAS
Pays 4% on Market Watch Savings account with two withdrawls/month and 4.25% if you open a checking account with the savings account. Minimum deposit is $1k and make withdrawls thru ACH.
Pays 4% on Market Watch Savings account with two withdrawls/month and 4.25% if you open a checking account with the savings account. Minimum deposit is $1k and make withdrawls thru ACH.
is www.pulaskibank the right web site ? no details available at this site
according to this website http://goliath.ecnex...owse_CI_6022-13
the www.pulaskibank is correct
any details on the offer ? no details on rates are given on the pulaski web stie - looks like th site of a very sleepy small town bank, completely unsuited to handling large amounts if internet traffic and internet customers
The website address seems to be correct. I think you would have to call the bank to find out more details because they do not list their rates on the website.
I called Pulaski Bank today and mentioned this offer, and they had not heard of it. They said they have no savings accounts with rates higher than 4% (their highest CD rate was 4%). However, they said on their First Rate Checking account, they are offering an introductory rate of 4.91% (5% APY) for the first 6 months for balances up to $10,000. Any money above $10,000 only earns 0.50%. To avoid the $12 monthly service charge, maintain a minimum balance of $1,000 and make at least 5 withdrawals per month. They said any kind of debit counts: automated withdrawal, ATM, debit card, etc. So I say just link it to another account like ING and schedule 5 recurring transfers each month. They said they cannot open an account over the phone or online, but they said they would mail me an application, even though I live nowhere near Arkansas. So this isn't just a local deal.
Thanks for the research! I sent for an application via email. 1% interest differential for 6 months translates to about $50 in 6 months for $10K. BTW, they don't have a general toll-free number (only Telebank: 1-800-564-5299). One must read the application carefully and weigh all pros and cons before committing serious money to them.
