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National City Bank $50 Bonus: DON'T BOTHER

I opened my account at the "201 East Green Street, Champaign, IL 61820, Phone: 217-363-4080" branch back in February, and I had NOT receive the $50 bonus for more than 60 days.

I've inquired about this matter with Charlie at the "30 Main Street, Champaign, IL 61820, Phone: 217-351-0500" branch after 60 days had passed. I was told that it should be "60 BUSINESS DAYS".

I showed him another offer to invite me to sign up direct deposit for yet another $50 (for a total of $100), but was refused by him, claiming that I was not a new customer (then why bother sending me an invitation with my name printed on it?).

The $100 bonus offer was sent again to me in person about a month later. this time I didn't even bother going to the branch, because I haven't receive my $50 after 60 BUSINESS DAYS!

I was charged a $1.50 monthly fee for a overdraft credit line service that Charlie claimed "no fee to use it", while in fact I was charged even though I did not USE it (I did not overdraft my chacking account). I went to the branch again on 6/24/05 to inquire about this matter. While he refunded only one month's fee (after he talked to the branch manager, they were unable to waive the fee charged in May), he called someone to investigate the issue. Heard nothing back.

When I received my statement on 7/29/05 and no signs of $50 appeared, I made a call to National City's 800 number printed on the statement, talked to a representative, and she was surprised that I've not received the $50 bonus yet. Thank goodness, the $50 bonus showed online on 8/05/05.

Frankly, I would say DON'T BOTHER to open an account with them. They don't honor what they said (60 days or 60 business days? and "no fee to use"), and their inquiry is useless / inefficient. I've spent a lot of time with them on their "word game", and I wish them good luck to attract new customers.