suj

Called WAMU (Washington Mutual Bank) today here in Houston, asked them about rumor about 6% CD. Rep said yes 6% for 13 months, last day to purchase August 31, 2006.

Check must come from a different bank. Asked if I transferred funds from ING to my WAMU checking would that be OK... nope! Must be check from another bank to open 6% CD. Anyway she goes on to say that the 6% rate has a bump feature and if rates increase, they will bump up the rate too.. not sure what the trigger is though.

Also asked if the CD was callable, and she said no. All is good.

Minimum $1000 with $100,000 max to be insured FDIC unless you have a joint account then more?

Figure % rates will probably go up, but 6% now is better than 5%ish around in the MM's.

You have to sign-up for a two-year T-Mobile plan if you want Free RAZR or Blackberry. I did not have time to look into detials of other offers.

You may also want to make sure that they offer accounts/bonuses to non-local customers if you do not live in Umpqua Bank service areas.

Mark

Has anyone received the Citi Dividend Platinum "Personalize your account" mailer? They offer a Reduced APR, more Cash Back, or other special benefits if you call 1 866 754 6875.

I typically use this card for the 5% cash back on Gas & groceries (been a card member since 2002). When I called, they offered me a bonus 5% cb on all purchases for the next 3 months! That makes a total of 10% cb on Gas & groceries, and6% on everything else. I had to ask her 3 times to make sure she knew what she was saying. Getting 6% back on next semester’s tuition will be sweet!

After the promotional period expires (3 months) I will receive a bonus 1% indefinitely (making 6%cb on Gas & groceries, 2% cb on everything else).

Of course, all of this is subject to the $300 a year cap on earnings.

Anyone who has this card should call the number above and demand the increased CB!

Good Luck.

I’ll repost with the results of this when I get my next statement.

I was thinkig long time about it. With tiny interest rates few years ago it would not be worth bothering, but now it is a different story 
Though cash advance will not work probably (I never saw it free, 0% APR). But how to use a BT option if I do not carry any balances on my cards (pay them in full)? Any ideas how to make it work?

LINK

Thanks Vivyip for letting me know about the bonus!

Terms:

Thank you for responding to our recent mailing. 
Open a Money Market Savings account online or in a banking center and you could earn a $50 Bank of America Gift Check1. Because you are an existing Bank of America checking customer, you can save time by adding your new Money Market Savings account using online express application. It's a quick, easy and convenient way to open your new account online.

What to do:
Proceed to the Express Application.
Select Money Market Savings Account. The $500 initial deposit funding option will be pre-selected for you.
Complete the information requested and verify that the offer code SLA1 has been automatically populated on this page.

Opening an account online is easy.
For a faster application process, have the following information on hand when you begin your application:


Your Social Security number
Your current address
Mother's maiden name
Your e-mail address
Your account number(s) of existing Bank of America account(s)

After your application is approved, you will receive a new account welcome letter in approximately 4-5 business days with your new account information.



Apply online 
Remember to verify that the offer code SLA1 appears on this form before submitting to ensure you get your $50 Bank of America Gift Check once you complete the account opening process.




1Offer valid only for new Money Market Savings accounts that are opened at a banking center or online. Your mail piece must be present at the time of account opening if the account is opened at a banking center. You will receive your $50 Bank of America Gift Check within 60 days of opening your new Bank of America Money Market Savings account with an opening deposit of $500. Limit one Gift Check per customer. Gift Check will become void if not redeemed within 90 days of issuance. Bonus will be reported as additional interest earned on the account at the end of the year. Offer expires on 12/31/2006.


For Money Market Savings accounts linked to a Bank of America Advantage® checking account, the annual percentage yield (APY) is as follows: