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cjc9024

Member Since 29 Jul 2004
Offline Last Active Aug 13 2009 08:46 AM
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Posts I've Made

In Topic: $100 or $67 - America’s Credit Union : Checking Direct or Choice Ch...

11 August 2009 - 03:22 AM

QUOTE(markber @ Jul 7 2009, 01:17 PM) View Post

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LINK

If you join this CU via Association of the United States Army, you will have to pay $33.00 fee . Your net profit will be $100 - $33 = $67


Terms:

Direct Deposit must be initiated within 30 days of opening a Choice, Perk, or Checking Direct Account to receive the $100 bonus. The minimum Direct Deposit allotment to receive this offer is $250. The bonus is a credit that will post to the account within 60 days of the initial Direct Deposit. Bonus shall not be considered part of the opening deposit amount. The Choice, Perk, or Checking Direct Account must remain open for 12 months and have Direct Deposit or the $100 bonus will be debited (subtracted) from the account balance at closing. This offer is available on individual accounts only. This offer is limited to one per account number. Members that already have a checking account at America's Credit Union, are not eligible for this offer. Some restrictions may apply. Ready Reserve (overdraft protection) is subject to qualifications. You must deposit at least $1 to open the Choice, Perk, or Checking Direct Account. This offer can be modified or withdrawn at any time without notice and is not transferable.


So if I read this right, we have to have 12 minimum $250 Direct Deposits into the account, 1 per month, to keep the $100 bonus at the end of 12 months?

In Topic: $75 or $42 bonus - America’s Credit Union : Checking Direct or Choi...

11 August 2009 - 12:49 AM

QUOTE(markber @ Mar 4 2007, 06:34 AM) View Post

Since you can become eligible for CU membership by joining AUSA as a "Non-Government Civilian", the bonus is "partially nationwide"... you just get a smaller profit ($42).


Mark


QUOTE(ichaelm @ Mar 1 2007, 09:42 AM) View Post

Personally, I would consider this to be a restricted bonus, because even though there are no geographic residency restrictions, membership conditions still apply.



Going to look into joining the AUSA... It supports the army, right, so it goes to the soldiers?

EDIT: I went to www.ausa.org, it obviously helps the soldiers... but i can't find "Non-Government Civilian" anywhere though under Join.

In Topic: $75 bonus - M&T Bank: checking; Exp. - 12/31/09

10 August 2009 - 03:08 AM

What's the minimum initial deposit and the minimum Direct Deposit?

In Topic: Chase ACH transfers??

10 August 2009 - 02:16 AM

QUOTE(markber @ Jan 24 2005, 03:07 AM) View Post

QUOTE(bnorton @ Jan 24 2005, 12:57 AM)

Similarly, I used the Yahoo CashEdge; however, that's gone after this month.
View Post



I think you can still use cashedge.com trial version of its online money movement service to simulate direct deposits. You will just get very low limits for ACH transfers (~ $20 per day, $50 per month?). But it will still be sufficient for this purpose. The only problem with cashedge service is that it does not offer recurring transfers. So you will have to remember to initiate a transfer every month.


Does cashedge.com still work for this purpose? Its website is a little intimidating. I see some good offers that require $250 / month Direct Deposits. I could get my friend to sign up for it and send me payments, that way I wouldn't be paying myself. But again, most modern offers I see require at least 2 months of DD. So I wonder how much service @ cashedge costs (If it's lower than the bank bonuses I'd be netting, that wouldn't matter).



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