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taxman

Member Since 04 Sep 2004
Offline Last Active Aug 23 2007 02:02 AM
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Posts I've Made

In Topic: $100 bonus or iPod Shuffle - Evergreen Private bank : Cornerstone check...

25 July 2007 - 04:52 AM

QUOTE(markber @ Jul 22 2007, 01:20 PM)  

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LINK

Terms:

Minimum balance to receive 5.75% APY on Money Market $25,000, rate guaranteed for 90 days before adjusting to the standard program for money market accounts (currently 5.25% APY), if promotional Money Market account is closed within 6 months, $50 fee will apply; minimum balance to receive 5.00% APY on Premium Interest Checking $15,000; interest paid monthly, interest only paid on balances over $1,000; must maintain balance above $0 or a $10 monthly fee is assessed; fees could reduce earnings; direct deposit required on Premium Interest Checking Account, if promotional checking account is closed within 6 months, $150 fee will apply; ATM fee reimbursement of $20 on Cornerstone Accounts; CD: minimum opening deposit $10,000, interest paid quarterly; CD has a 5 Month term, fees could reduce earnings. Annual Percentage Yield (APY) effective July 16, 2007. iPod will be available within 10 business days of account opening; $200 account credit available at account opening; offer good for limited time only and can be withdrawn at any time; iPod and $200 credit are considered taxable per IRS ruling and is reportable on IRS form 1099-Int.


Mark, they state that the standard rate on the money market account is currently 5.25%. However, their website states the current rate is 2.50%!

Watchout!!!


In Topic: Impact of Opening Personal accounts

04 January 2007 - 02:44 AM

QUOTE(legal419 @ Jan 4 2007, 02:15 AM) View Post

Just got started on the Bonus Acoount opening deal and was wondering what impact it has on Credit score. Secondly I read on an older post that you were limited by chexsystems to 4accounts per 3months can anyone pls expound further thanks.


Chexsystems doesn't limit the number of accounts. They place a "flag" on the file. It's up to the financial institution to make the call. I've opened at least 15 accounts. Only one bank denied me.

In Topic: $250 south carolina federal credit union

11 November 2006 - 05:47 AM

It states that you qualify if you're related to someone that is eligible to join, you qualify. Time to lookup my old uncle Joe in North Carolina or is it South Carolina. wink.gif

In Topic: 10% credit union cd

01 November 2006 - 02:24 AM

Good find, limited to Rockland County though.







QUOTE(bonehead @ Oct 30 2006, 05:37 AM) View Post

In Topic: Free iPod nano 2GB - Central Pacific Bank : Exceptional Account , $10K i...

16 October 2006 - 02:41 PM

QUOTE(markber @ Oct 14 2006, 04:38 PM) View Post

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EXCEPTIONAL 3% Rate!!! Lame is more like it!

Good post, don't get me wrong, but they more than make up for the Nano's cost in one year by paying a 2.5% lower than average rate. In one year it amounts to $250. Open and close is what I would do if I had the money.



LINK


Get a FREE 2GB iPod nano when you open a new Exceptional Account** with a deposit of $10,000 or more.


Terms:

*Free gift is subject to availability. Free 2GB iPod nano may be exchanged for gift card or other merchandise at Ala Moana Apple Store. iPod nano is a registered trademark of Apple Computer, Inc. All rights reserved. Apple is not a participant or sponsor of this promotion. Limit one gift per customer. Limit one gift per account. Value of iPod nano gift will be reported as interest.

**The Exceptional Account is a combined balance plan that requires an Exceptional Checking account. Must be 18 years or older to open a checking account. Requires a minimum opening deposit of $10,000 into an Exceptional Checking account and/or Exceptional Money Market Savings account, and funds must be drawn from a financial institution other than Central Pacific Bank. Fees could reduce earnings on account. To avoid a monthly service fee, must maintain a combined balance of $10,000 in qualifying deposit and loan accounts. Central Pacific Bank reserves the right to charge a $200 fee if the


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