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Sam Bam

Member Since 21 Jul 2008
Offline Last Active Jan 14 2009 12:35 AM
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Posts I've Made

In Topic: #1 Customer Checking - First State Bank Shallowater : $12/month

13 August 2008 - 07:27 PM

This was a bank bonus board until you started to list the details of every bank account under the sun regardless of its value to the purpose of this forum. sad.gif



QUOTE(jmartin @ Aug 13 2008, 01:49 PM) View Post

The offer includes free wire transfers, you can find bonus offers on the Bank bonus boards.


In Topic: #1 Customer Checking - First State Bank Shallowater : $12/month

13 August 2008 - 05:38 PM

What is special about this checking account? It seems to have all kind of fees. Why post accounts that do not have a bonus? Am I missing something? sad.gif


QUOTE(jmartin @ Aug 13 2008, 01:17 PM) View Post

#1 Customer Checking Account

Fees and terms: .50 per debit, .90 per ATM withdrawal, .50 per ATM balance inquiry, .50 per ATM transfer

Limits for free wire transfers = unknown

Account monthly fee = None for 12 months, $12/month thereafter

Minimum balance to avoid the fee = None
Minimum balance is daily or monthly = N/A

Direct deposit to avoid the fee = No
Amount of direct deposit to avoid the fee = N/A

Number of check card transactions to avoid the fee = N/A

Account features:
Free online bill pay = No
ACH/fund transfers = unknown
ATM rebates = No


In Topic: $100 Bonus - North Shore Trust and Savings: Checking Account; Exp - unknown

13 August 2008 - 02:16 PM

You need to do your research. This is not available nationally. It is only available in one county in Illinois. This kind of information saves people and banks time by giving critical information and avoiding needless contacts. WE SHOULD ALL do our background work before we post! annoyed.gif


QUOTE(libbii @ Aug 12 2008, 12:34 PM) View Post

Link to a webpage with bonus info on the bank website

Open either a Free Checking or Premium Checking Account and get $50!

Receive an additional $25 when you set up a direct deposit of payroll, social security or any recurring automatic payment into your new checking account.

Get $25 additional when you sign up for Online Bill Pay.


Bonus terms copied from the bank website on 8/12/08:

*Certain restrictions apply. This offer is as of March 1, 2008. North Shore Trust and Savings reserves the right to withdraw, suspend this offer at anytime. Account subject to approval. One checking account related reward per customer per calendar year. Customers will be rewarded $50 for one new personal checking account at account opening. An additional $25 will be paid for direct deposit 30 days after receipt of the first automatic ACH payment into the checking account. Direct deposit must be recurring weekly, bi-weekly or monthly. An additional $25 will be paid if the North Shore Trust and Savings online bill payment option is activated. Online bill payments must be made from the newly opened checking account within sixty days of the account opening and be paid to two unique payers. Rewards will be deposited directly into the checking account and may be taxable to the account holder. A $25 termination fee will be charged if the checking account is closed within 90 days. APY (Annual Percentage Yield) on Premium Checking is .50%. The APY may change after the account is open. Minimum balance to earn the APY is $1. Fees may reduce earnings. Minimum initial deposit to open a personal checking account is $100.


In Topic: $50 free gas card - FirstBank : business checking; Exp. - 9/15/08

21 July 2008 - 10:55 PM

QUOTE(ichaelm @ Jul 20 2008, 09:23 AM) View Post

bonus available nationwide


This posting indicates that it is available nationally. On this basis I completed and submitted an application to the bank. I got an e-mail response which indicated that the bank does not serve outside of its footprint. Accounts are available only to those who reside in Palm Desert, CA, the state of Colorado, and Phoenix, AZ. What research went into this posting before it was listed?

annoyed.gif


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