- 3.26% on balances over $1,000 - No monthly maintenance fees - No fees on transfers between OneUnited and other banks - 3 withdrawals monthly ($1.00 charge for each withdrawal after 3) - Free online banking - Free billpay - Monthly account inactivity fee of $2.50
- 3.00% APY on balances up to $100k - No minimum balance - No fees - Easy online transfers - Free checks - ATM debit card - FDIC insured
QUOTE
Withdrawals by online transfer and check are limited to a combined six per calendar month, three of which may be by check. ATM withdrawals are limited to $500 per day.
For the first 60 days after account opening, you can earn 3.31% APY on any balance more than $1.
BUT
Beginning 60 days after account opening, only balances more that $10k will earn 3.31%. Balances less than $10k will earn only .50% APY.
-No fees -No minimum deposit to open -No checking account required
QUOTE
-Our competitive online savings rate is consistently among the top 5% of U.S. banks.* Balances of $10,000 or more earn our highest rate, unlike some banks that lower their rates when your balance gets too high. -We don't require a large immediate deposit. We'll give you two months to try us out and build your balance – all the while earning our highest rate.
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