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jhandy

Member Since 06 Aug 2008
Offline Last Active Aug 08 2008 02:19 AM
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Topics I've Started

TEN Hot-seat CEOs

08 August 2008 - 01:36 AM

QUOTE
Making ends meet isn't getting any easier. The misery index - the sum of the inflation and unemployment rates - is at a 15-year high, with no relief in sight. Throw in falling house prices, as the PNC household stress index does, and Americans are feeling as strapped as they have since the 1990 recession.

Top executives are generally well insulated from those problems by their multimillion-dollar paychecks, lavish perks and somnolent boards of directors. But don't think for a minute that 2008 has been easy for the CEO set. Ask Angelo Mozilo of Countrywide, Pat Russo of Alcatel-Lucent and Martin Sullivan of AIG, all of whom have been shoved aside as investors tired of their multibillion-dollar missteps.

Who else is feeling the heat? Check out our highly scientific CEO Misery Index, which takes the percentage decline in the company's stock over the past year, then adds a point for each million dollar of reported 2007 compensation. What you get is a list of 10 execs who, if they can't turn around their companies' fortunes, could find 2009 to be a truly miserable year.


Full story

Countrywide Bank Savingslink account

08 August 2008 - 01:28 AM

Countrywide Savinglink account

3.55% on balances $10,000 or more
2.65% on balances less than $10,000
$1,000 minimum deposit

- Interest rates among the best in the nation
- Safe and secure anytime access
- Free bank to bank transfers
- Schedule next business day or recurring transfers between your SavingsLinkTM
account and your linked external accounts
- Unlimited deposits
- Conduct up to six withdrawals each month
- Deposits are insured to the regulatory maximum by FDIC
- Transfer money between your SavingsLink account and other Countrywide Bank accounts

QUOTE
SavingsLinkTM
The Annual Percentage Yields (APY) and Interest Rates are effective as of Thursday, August 07, 2008 at 8:30 AM EST. SavingsLinkTM APYs and Interest Rates may change at any time without prior notice, including after account opening. APYs shown apply to consumer accounts opened via Internet. The minimum deposit to open an account is $1,000. Fees could reduce earnings on the account. Subject to withdrawal limitations. See Application Disclosure Handbook for details. SavingsLinkTM tiered APYs for balances are as follows: $0-$9,999 is 2.65%; $10,000-$49,999 is 3.55%; $50,000-$99,999 is 3.55%; $100,000-$2,499,999 is 3.55%; $2,500,000 and over is 3.55%.

3.57% Century Bank Direct - MMA

08 August 2008 - 01:05 AM


Century Bank Direct Money Market Account

Free online banking
Free personalized checks (First order of 50 checks)
VISA© Check/ATM card
Limited check writing
Monthly e-statement
No minimum balance
Postage paid bank-by-mail
$1,000 minimum to open
FDIC insured deposit
Earn interest on your
entire balance

QUOTE
High interest rates with our Online Money Market Account puts more money in your pocket for you to use however you wish. Just open your account today to start online banking and gain the freedom and flexibility of Century Bank Direct. Plus, the peace-of-mind of your money being insured by the FDIC. Our high yields put more money in your life.

You’ll have access to the money in your Online Money Market Account with up to three checks or electronic withdrawals each month and you’ll receive an e-statement detailing all your transactions and your first order of duplicate checks are on us.

We asked busy people what they wanted in an online bank. They told us – a quick and easy account opening, high rates, convenient 24-hour access to their money, and the security of FDIC insurance. We listened – high rates, security and complete flexibility. At Century Bank Direct, we deliver everyday.


6.01% Citizens Bank Minnesota - WooHoo! Checking

08 August 2008 - 12:59 AM

WooHoo! Checking from Citizens Bank Minnesota offers:

- 6.01% APY on balances up to $25,000
- 1.01% APY on balances above $25,000
- 0.25% APY if requirements are not met
- ATM refunds up to $25 per cycle when requirements are met
- No minimum balance
- No monthly fees

Monthly Requirements:

- 10 check card transaction
- One direct deposit or automatic payment
- Receive electronic statement




6.01% Coulee Bank-Rewards Checking

07 August 2008 - 04:11 PM

This is the Rewards Checking Account offer from Coulee Bank.

6.01% APY on balances up to $25k
1.01% APY on balances over $25k
.30% APY when monthly requirements aren't met

Requirements
-10 debit transactions
- Receive e-statements
- one direct deposit or one auto-debit monthly

No monthly fees
No minimum balance
up to $20 refund for ATM fees every month

QUOTE
The daily method is utilized to determine which rate will be applied.
Your interest rate and APY may change at any time.
Interest begins to accrue no later than the business day we receive credit for the non-cash items (for example, checks).
Interest is compounded monthly. Interest will be credited to your account on the last day of each statement cycle.
We use the daily balance method to calculate the interest in your account. This method applies a daily periodic rate to the principal in the account each day.
You must deposit $50 to open this account.
*6.01% annual percentage yield (APY) paid on balances between $0 and $25,000, and 1.01% APY on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the minimum requirements during a given cycle, you will earn a Standard Rate of 0.30% APY. Rates as of May 15, 2008. We may change the interest rate and APY at any time after the account is opened. No minimum balance required, however you must deposit a minimum of $50 to open this account. Available to personal accounts only. No monthly service charge. If you do not meet the requirements per cycle, your account will still function as a free checking account earning the Standard Rate, however it will not receive ATM Refunds for that time period.


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