vivyip

Simply meet the qualifications each qualification cycle with:
12 Visa debit card purchases posting to your account
1 direct deposit or ACH transaction posting to your account
Monthly electronic statements
Home Banking Activity
and the rewards are yours!

Dividend Rewards Checking. The dividend rate and the corresponding annual percentage yield (APY) on your account will be as listed on the
current rate & fee schedule; determined by whether or not account qualifications have been met per monthly cycle. Qualifications per monthly
cycle are 12 debit card purchases, one direct deposit or ACH withdrawal and receipt of electronic statements. Qualifying transactions must post
to the account prior to the last day of the month. Debit card purchases can take up to 3 days to post and are dependent on merchant processing
times. If the requirements per qualification period are not met, the dividend rate and corresponding APY earned will be the non-qualified rate.
Fees charged at U.S. ATM machines will be refunded if account qualifications are met for the monthly cycle the fee was charged in