Mr.B

Usage requirements are as follows: you must meet 3 of the following 4 requirements: be enrolled in Free Bill Pay, enrolled in Online Statements, have a minimum of one (1) incoming Direct Deposit or ACH credit on your checking account within 90 days of account opening or use your Check Card a minimum of three (3) times within the first 90 days of account opening.

Check Card transactions can be ATM, point-of-sale (POS) with PIN or signature based transactions. New accounts will be reviewed three full calendar months after account opening and the $101 will be credited to your checking account within four calendar months of account opening upon meeting usage requirements. $101 incentive is subject to Internal Revenue Service and other tax reporting.

Please consult your tax advisor. This offer does not apply to second or multiple checking accounts, existing accounts, or existing accounts that have been closed and reopened.

All accounts require a minimum opening deposit of $100.

For Interest Checking the Annual Percentage Yield (APY) is 0.15% on balances $25,000 and above and 0.10% APY on balances below $24,999.99. The APY on Premium Checking is 1.25% APY on balances $250,000 and over; 1.15% APY on balances of $100,000 - $249,999.99; 1.01% APY on balances of $50,000 - $99,999.99; 0.70% APY on balances of $25,000 - $49,999.99; 0.40% APY on balances $10,000 - $24,999.99 and 0.25% APY on balances below $9,999.99.

All APYs stated are as of December 4, 2008 and may change at any time. Fees may reduce earnings.

Offer effective December 4, 2008 and is subject to change without notice.

http://www.sterlings...6;101/disc.html

http://www.tos.ohio....eposits/savenow


SaveNOW is the first program in the nation to use a State Treasury’s linked deposit authority to offer bonus interest on savings accounts for citizens.

Many Ohioans lack a financial safety net to cope with life’s unexpected events. The Ohio Treasury and partnering banks are offering SaveNOW, a savings account with 3.25% bonus interest partnered with financial education, to improve the financial health of Ohioans and their families.

How it Works
How it Works When participating banks agree to offer an interest bonus of at least .25% on a new savings account, the Treasury offers an additional 3% interest bonus. The bonus interest is made possible when the Treasury places a deposit at the bank and the interest earned on the investment is passed on to the saver as a 3% interest rate bonus at the end of one year.

Benefits
There are plenty of great benefits to offering the SaveNOW program at your bank:

Encourages customers to open new savings accounts.
Offers a large deposit banks wouldn’t otherwise access
Creates community goodwill during economic stress.
Opportunity to participate in the first program of its kind in the nation.

Atlantic Coast Bank has a new checking account known as the "High Tide Rewarding Checking Account."

This Account pays 3.93% APY on balance up to $25,000.00 compounded monthly.


High Tide Rewards Checking is the ideal account for customers who are technology savvy and want to make the highest interest rate possible on their checking dollars.

With High Tide Rewards Checking, you earn CD-style rates on balances up to $25,000. Plus you get FREE ATM usage nationwide.

To qualify, simply make a purchase with your debit card 10 times during each statement cycle, take advantage of direct deposit or auto debiting during each statement cycle, and sign up for eStatements.


http://www.atlanticc...de_checking.asp

Watch Your Savings Grow.

Set up a free Automatic Savings Plan that allows you to have a fixed amount of money regularly transferred to your high interest Orange Savings Account from your linked checking account.

Earn a variable 1.50% Annual Percentage Yield (effective 03/21/2009).

* High Interest, No Fees, No Minimums - Everyone earns the same high interest. And no one pays a fee.
* No Changing Banks - It electronically links to your current checking account. Transfers are free and easy.
* FDIC Insured - Your deposits are FDIC–insured up to $250,000 per depositor.
* Quick Application - Start saving in less than 5 minutes.

http://home.ingdirec...eSavingsAccount

Why wait for your tax refund to be mailed to you? Save yourself the wait. Direct deposit with State Farm Bank.

It's fast, easy, safe and free. You can direct deposit your 2006 Federal income tax refund into your State Farm Bank Checking, Savings or Money Market Account, and enjoy your tax refund right away!


* Available by calling State Farm Bank toll-free at 1-877-734-2265 or by contacting a participating State Farm agent. Special Terms not available for Business, IRA, or ESA accounts.

Effective 05/06/2009.

http://www.statefarm.../direct_dep.asp